Services

Pick The Right Insurance

Once you call Prime General Agency, we begin to gather information about the person and product to quote. We narrow choices to those that will provide the best coverage for the best price.

Don't Leave Gaps In Coverage

When the quote is complete we'll discuss any additional coverages and discounts to make sure our clients are comfortable moving forward. We discuss payment plans and once the policy is bound, you're covered!

It Only Takes Minutes

Within 5 minutes we'll send the Application for signatures and the Lienholder or Finance Department will get the documents they need so you can start feeling safer on the road, water, or trails.

Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

What is a Deductible?

A deductible is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder.

Does Motorcycle Insurance cover Passengers?

If your passenger is hurt in a bike accident, guest passenger liability coverage can pay for their injuries, up to your policy’s limits. Depending on your state, guest passenger liability coverage is either part of your bodily injury liability coverage or a separate coverage. Keep in mind that if the other motorist is at fault, their motorcycle insurance may pay for your passenger’s injuries.

What does Liability Coverage include?

Liability coverage pays to repair the other driver’s vehicle if you caused the accident. It also pays the other driver’s and his or her passenger’s medical bills and some other expenses. Texas law requires you to have at least $30,000 of coverage for injuries per person, up to a total of $60,000 per accident, and $25,000 of coverage for property damage. This is called 30/60/25 coverage.